Social Security: Dispelling Common Myths With Essential Truths
Description
Social Security serves as a foundational source of retirement income for millions of Americans, yet misconceptions about how benefits are calculated, claimed, taxed, and coordinated with other sources of retirement income continue to create confusion and costly planning mistakes.
For tax professionals and financial advisors, separating fact from fiction is essential to helping clients make informed decisions. From claiming age strategies and the earnings test to spousal and survivor benefits, taxation, and recent legislative changes, understanding the rules is only half the challenge. Recognizing how those rules apply to real-life circumstances is where informed guidance makes a difference.
Join Heather Schreiber, RICP®, RSSA®, NSSA®, IRMAACP ™, founder of HLS Retirement Consulting, LLC, and author of Heather Schreiber’s Social Security Advisor, as she dispels common Social Security myths examines the rules behind them, and highlights important planning considerations that affect retirement income decisions.
Objective
Identify common Social Security misconceptions and explain the rules governing retirement, spousal, divorced spouse, and survivor benefits Distinguish between the retirement earnings test, Social Security payroll taxes, and federal income taxation of benefits, including relevant recent legislative changes Evaluate how claiming decisions, benefit calculations, and changes in household circumstances may affect a client's retirement income Recognize the implications of the Social Security Fairness Act and identify situations that may warrant additional review of benefit eligibility or adjustments
Attendee Information
Heather Schreiber, RICP®
Required Knowledge
None
Credit Types
- CPE – Taxes
Registration Fees
| Registration | Type | Price |
|---|---|---|
| WRS216826: Registration – Member | Mem | $105 |
| WRS216826: Registration – Non-Member | NM | $230 |
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